Make the numbers easier to compare
Compare your money choices
Put the quotes you have been given side by side. Understand the arithmetic and the terms before you decide.
Choose a comparison below. Switch between tools without leaving this page; your entries stay here until you leave or reload.
Savings & deposit interest
Compare two quoted returns using the same deposit and period.
Your quote 1
Estimated closing balance
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Enter a positive principal, whole-month term, rate from 0–100% and non-negative fees.
Your quote 2
Estimated closing balance
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Enter a positive principal, whole-month term, rate from 0–100% and non-negative fees.
Assumes a fixed nominal annual rate, no deposits or withdrawals, and reinvested interest if compounding is selected. Fractional years use the same mathematical rate. Fees are deducted at the end; tax and inflation are excluded. Actual crediting dates and product terms can change the result. Your figures stay in this browser. These are estimates, not offers or recommendations.
Loan interest & repayments
Compare fixed-rate monthly repayments and the full cost of two loan quotes.
Your quote 1
Estimated monthly repayment
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Enter a positive principal, whole-month term, rate from 0–100% and non-negative fees.
Your quote 2
Estimated monthly repayment
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Enter a positive principal, whole-month term, rate from 0–100% and non-negative fees.
Assumes a fixed annual nominal reducing-balance rate, equal monthly payments and fees paid separately upfront. This is not a flat-rate or APR calculation. It excludes financed fees, balloon payments, rate changes, penalties, insurance and tax. Your figures stay in this browser. These are estimates, not offers or recommendations.
Mortgage costs & repayments
Compare two mortgage estimates using a property price, down payment and your quoted rates and terms.
Both quotes use this property price and down payment. Changing currency clears the money amounts; this tool does not convert them.
- Amount to borrow
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- Loan-to-value
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Your mortgage quote 1
Estimated monthly principal + interest
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Principal and interest only. Taxes, insurance and other housing costs are excluded.
Enter a positive property price, a down payment below the price, a rate from 0–100%, 1–50 whole years and non-negative fees. A zero down payment or interest rate is allowed in the arithmetic.
Your mortgage quote 2
Estimated monthly principal + interest
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Principal and interest only. Taxes, insurance and other housing costs are excluded.
Enter a positive property price, a down payment below the price, a rate from 0–100%, 1–50 whole years and non-negative fees. A zero down payment or interest rate is allowed in the arithmetic.
Assumes a fixed annual nominal reducing-balance rate, equal monthly payments and full repayment over the entered term. Upfront fees are paid separately. This is not APR, a flat-rate quote, an interest-only mortgage or an adjustable-rate forecast. It excludes taxes, insurance, service charges, financed fees, penalties and other purchase or closing costs. A quoted fixed period shorter than the full term will not match this assumption. Your figures stay in this browser; this is not an affordability or eligibility assessment.
Insurance quotes
Compare premiums alongside cover limits, excess and exclusions.
Your quote 1
Annual premium comparison
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Cover limit: Not entered
Fixed excess: Not entered
Your quote 2
Annual premium comparison
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Cover limit: Not entered
Fixed excess: Not entered
Monthly premiums are multiplied by 12. This does not account for instalment charges unless included in your premium. Compare the same policy period, risk and cover type. A lower premium does not mean equivalent protection. Limits and fixed excesses are displayed as entered; percentage excesses and other conditions belong in the notes. Nothing is stored or sent to us.
Your quotes, clearly labelled
These tools use your inputs. We have not listed unverified provider rates or policies. A future product directory will need a named provider, source terms, eligibility, review date and a process for removing expired offers.
LagosXchange does not take deposits, arrange loans or sell insurance. Estimates do not assess suitability or eligibility. Our comparison standards.